Essential Worker Finance
Jarrad Sleight
Home loans for essential workers

Jarrad Sleight
Mortgage Broker

Essential workers are such an important pillar to the functioning of our society — it's only right that they're privy to special considerations by Australia's major banks & lenders.

With significant experience in lending, my clients have various backgrounds & situations. No loan application is ever the same.

Our first conversation is like a dating app. If we both feel we're a good fit, we'll metaphorically both swipe right and take things from there.

Accredited with over 50 lenders, and backed by the power and support of Australia's largest loan aggregation company, I'll happily chat with you at a time that suits you — because essential workers don't stick to a typical 9–5 schedule, and neither do I.

Credentials & accreditation

Dip. Financial Services & Mortgage Broking | B. Bus (Victoria University)Mortgage and Finance Association of Australia | Member 905617Australian Financial Complaints Authority | Member 99208Authorised Credit Representative | 548528
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How I help

Where essential workers usually need the most support.

Most lenders use one policy for every applicant. I work with the ones that don't — matching your income structure, roster and career stage to a lender who assesses it properly.

First home buyers

Buying your first place on a nurse's, teacher's or paramedic's income, using $0 LMI waivers and a 5–10% deposit instead of the usual 20%.

Refinancing

Reviewing your current rate and loan structure, and moving lenders when a better shift-income or LMI policy becomes available to you.

Upgrading & investing

Using the equity in your current home to buy your next one, or add an investment property, without resetting your whole loan structure.

Contract & locum income

Assessing fixed-term teaching contracts, CRT work and medical locum income the way it's actually earned, not as a single averaged figure.

Free 15 min chat
Obligation free
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